Opened Business Checking in minutes, then made sub‑accounts for taxes and payroll. The APY tiers are strong and bill pay is smooth. A brief learning curve on plan features, but docs helped. One place for payments and savings is exactly what I needed.
Verification took minutes, card details in-app right away, and Apple Pay worked instantly. The cashback tracker is obvious, and moving money between saver pots felt intuitive. No branch, no problem.