I felt relieved being able to bank late at the walmart location. Monthly fee is fine, but overdraft alerts came a bit late once. Still, solid day-to-day bank.
I felt cautiously optimistic. Terms and APR examples were clear, which reassured me. Decision took longer than I hoped, so a bit of frustration there. Still acceptable.
From eligibility notes to privacy, the site felt thorough. I appreciated the clear schedule of payments and late fee info. Identity and bank verification were smooth, and funding landed as described. Keep copies of all disclosures, which they email.