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  • Tyler Cooper reviewed
    BoF Bank

    Quote popped up for a USD to EUR swap and it looked fair next to my bank. I hit convert and the balance updated right away. That instant feedback gave me a little grin. I know this isn’t a traditional bank and I keep that in mind, but for quick conversions it’s handy. If they add stronger live support, I’d trust it with a bit more volume. For now, I’m happy with the speed.

  • Kathleen Walker reviewed
    BranchApp.com

    Onboarding through my employer link was simple. I verified my details, got a virtual card instantly, and added it to Apple Pay. Tips and mileage hit the wallet the same day I worked and I could send money out via ACH for free. The physical card arrived later, but I didn’t need to wait to start using it. Nice to skip paper checks and mystery paycards. The app makes everything obvious, which is all I ask.

  • W. Holland reviewed
    Cynergy Bank

    Opening a savings account online was easy and the rate made it worth moving funds. The first app login with the authenticator felt a little clunky, though it smoothed out after I saved the steps. Transfers in and out posted as expected and I like the in app messages for small questions. Good value with a bit of friction on day one.