Chat handed me to a phone rep quickly. Calm tone, clear steps, and the charge was reversed after review. Felt looked after the whole time.
Eric reviewed
CreditStar
Applied on my phone in a few minutes, identity checks were clear. The affordability step adjusted the amount lower than the banner example, which made sense. Dashboard showed fixed monthly payments and date. Decent for planning cash flow.
Gabriel H. reviewed
KickEX.com
While the cashback hooks are cool, spreads widen off hours. I keep it for alt dabbling, but my main trades stay elsewhere for volume.