Submitting the request took maybe three minutes and the layout made sense, even on my old tablet. I liked how the site showed that there was no fee to try it, then handed me a few lender matches to compare. I clicked into two, read the disclosures, and picked one with a comfortable payment. After that, the lender handled verification and final terms. I did get a couple of marketing emails later, which I quickly unsubscribed from. Still an easy compare.