I have used Lemfi before, but now I switched to Simless, and my payments with them have been quick and easy. Sometimes there are delays, but once they sort it out, they reply fast, so you guys are doing good.
PaySafeCard is the fastest way to pay online without needing a credit or debit card. Since I don't own a credit card and prefer not to share debit card info, PaySafeCard is the clear and secure choice for me. I really appreciate this option. Additionally, it's free for me to pay from my wallet. Great app.
My experience has been good although I noticed some delay in transfers a few times but I believe it's a problem with the bank network in Nigeria. Overall, it's fine.