These people gave me a chance to avoid filing for bankruptcy… going through a divorce and relying on credit until I could no longer keep up. I had hoped the divorce would be done after a year, but there’s still no end. Not being able to sell the house and clear the debt almost ruined me. Bankruptcy seemed like my only option. Thanks to these guys, though, I’m saving 900 a month in payments and cutting down the time to clear my debt. Once the divorce is done and the house is sold, I’ll be out of it, but I was seriously out of cash every month with no credit available…