You know, dealing with BiBerk was quite an eye-opener. Initially, their quote seemed like a steal, but things took a turn once I was locked in. Suddenly, my rate skyrocketed without any clear explanation. It felt like they had a bag of tricks ready to upcharge at every opportunity. Over the past six years in business, I’ve seen my fair share of companies, and BiBerk, alongside 1800 Accountant, just isn't worth the headache. They might seem budget-friendly at first glance, but hidden costs creep in fast. Trust me, paying a bit more for Quickbooks and a reliable insurance agent is worth every penny. Do your research and check out all those negative reviews before committing. It might save you some serious trouble.