I was sorting through my insurance papers when I stumbled upon something that made me pause. As an electrician working outdoors, I figured my policy had me covered. But, surprise, it didn’t. The fine print on the declaration page read "INSIDE BUILDING ONLY," which means any work I do outside isn’t covered. This could’ve spelled disaster if a client ever dug deep into my insurance or if I filed a claim. I reached out to BiBerk, hoping for some clarity, but got none. They seemed indifferent, and it felt like they use some tricky insurance coding to keep folks in the dark. Almost lost my contracts over this. So, if you're in a similar boat, double-check your coverage before it's too late.