Application took about 10 minutes and the steps were plain English. I appreciated seeing terms before consenting to the credit check. Got a decision fast and set up autopay in the portal. Would like clearer examples of fees, but no surprises so far.
Sign up was quick, and the layout feels modern without trying too hard. The tutorials are bite sized, so I wasn’t doom scrolling manuals all night. Loved the contract spec cheat sheets for fast reference.