Walked through a quick eligibility quiz, then saw partner offers with clear APR ranges and disclaimers. Education pages explained score factors well. Would love more local lender options, but the transparency around prequalification and final underwriting was solid and easy to understand.
Was skeptical, but the first call laid out risks and fees without sugarcoating. I paused a card, built the draft fund, and one small settlement landed after a few months. Not magic, but it helps.