Started with a clean, short application and almost instantly saw lender options, which was the strongest part. Communication was clear on the site, then less so once partners reached out, since offers didn’t always match what I hoped. I appreciated the no-fee form but my inbox filled with follow-ups after I clicked a few links. Support leaned on FAQs, with limited hand-holding after referral. Speed was good, the post-application noise not so much, and the actual rates were all over the place.