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  • Oscar reviewed
    mybearloan.com

    Halfway through a sandwich, a lender pinged with terms that actually fit my budget. Quick e-sign, felt oddly easy, and funds next day.

  • Nathan reviewed
    CashFloat

    Application was straight digital with Open Banking, and the affordability checks were explained clearly. I got a decision in minutes and funds arrived later that afternoon. It’s pricey credit, but transparent and manageable when repaid early.

  • Roberto reviewed
    SecureSpend

    The site threw an error checking balance. Email support wanted the original receipt photo and took days. Card did work eventually.