After getting into multi-year guaranteed annuities about 6 years ago, I sought a way to grow investments with tax deferral and meet insurance subsidy requirements. MYGAs were a great fit, but local brokers had limited expertise and few options. They seemed more focused on expensive full service money management.
Eventually, I chose Immediate Annuities and have been quite pleased. I’ve bought several annuities, and though there were some bumps along the way, the team has always been supportive and understanding. They fix any issues that come up. If you’re concerned about entrusting your funds to an online company, my experience has been very good.