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  • Jonathan W. reviewed
    ChicksX

    Created an account, verified phone, uploaded ID, and was good to buy within a short time. I tested a small purchase, then tried a bank transfer out to see the timing. The order tracker updated at each stage. There was a short hold before the funds fully cleared, which they explain in the app. Not a big deal. The multiple payment options are handy for different situations.

  • Jasmine Wheeler reviewed
    Northern Star Lending

    Because my car died midweek, I went for it and got funded quickly. The website is clean and the communication is plain. Then the payments started and, surprise, that high APR bites. I asked about paying off early and got a decent explanation, but still, it stings. It does what it says on the tin, just not gently. If you have a cheaper route, take it. If you do not, breathe and pay it down fast.

  • London Doyle reviewed
    GoAuto Insurance Company

    Bought minimum coverage to keep costs down and the process in-store was quick. A minor fender bender later, the claim took longer than I hoped. Staff stayed professional, but updates were sparse. It did get paid, just tested my patience.