This service is really great! Yes, it can be quite costly, but if you manage your loan well, it can really help you out when needed. Borrow the money and pay it back quickly. If you wait too long, it will become more expensive. Also, they will deposit money into your bank at any time, even on weekends. I’ve had loans come through at 2:30 am on a Sunday right after signing the papers. Thank you Money Stash!