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  • Robert reviewed
    CocoLoan.com

    They’re upfront that they match you to lenders. The form was straightforward and asked before any credit checks. I received a few offers with clear APR ranges. Still had to read the fine print, but it saved me time.

  • Colin reviewed
    CocoLoan.com

    Started with a soft inquiry and got three lender options in about 10 minutes. The comparison grid showed terms and fees plainly. I liked the disclaimers explaining they don’t make credit decisions. Rates varied widely by credit tier, so patience pays off.

  • Dana Anglus reviewed
    LadderLoans.com

    I went in expecting buzzwords and mystery fees. Instead I got a clean prequal flow, soft check only, and plain explanations of APR and terms. Took 7 minutes. No loan yet, but the offers made sense and the follow up emails weren’t spammy. Color me mildly impressed.