I want to share my experience with Credit9 and Americor, and it's not been great. From the start, things were sketchy. They weren't clear about where my payments were going, and it felt like money was just disappearing from my account without any clear explanation. I expected more transparency from a financial service. They also told me one thing about interest rates and fees, but the reality was different, leading to unexpected overcharges. When I tried to get answers, the responses were either confusing or just not helpful. It felt like they were hiding information about the program's fees and risks. To me, it seems like Credit9 cares more about making money than being honest with their customers. If you're thinking about using them, I'd recommend looking at other options and making sure you get everything in writing first.