Reviews Summary

Sofi.com has a 4.0 - star rating from 8 reviews, indicating a high level of customer satisfaction!

5 stars
6 Reviews
4 stars
0 Reviews
3 stars
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1 stars
2 Reviews
Rating (1.0)

About company

SoFi is on a mission to empower individuals to achieve financial independence and pursue their dreams, emphasizing that it's not just about wealth but about having money work for the life you desire. Their unwavering commitment is to provide members with the tools and support needed to attain financial well-being. SoFi is dedicated to continuous innovation, consistently developing solutions that cater to the unique financial needs of its members. With a focus on holistic financial health, they aim to facilitate a brighter financial future for all, offering services that help individuals manage their finances and take control of their economic destiny.

Key Details:

  • Location: The company is headquartered in San Francisco, California, United States.
  • Founders: Sofi.com was founded by Mike Cagney, Dan Macklin, James Finnigan, Ian Brady.
  • Foundation Date: The company was established in the year 2011.

Customer reviews

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(5.0)
It was simple, it was quick, I got the loan
by Barb

It was simple, it was quick, I got the loan in my bank account same day!!!! I would recommend SoFi to everyone!! The application was easy, straight forward and self explanatory which I loved! I read through the agreement because I was looking to see if there was a penalty for paying off early and there isn’t! That was important to me! I had done weeks of research and their interest rate is better than my credit cards which is why I took the loan in the first place! One payment instead of 4, I appreciated that! I like the convenience they offer for automatic payment debit every month so I don’t have to worry about it! Again, I would highly recommend SoFi because of my positive experience with them

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(5.0)
Really easy, really efficient
by Anonymous

Really easy, really efficient. Really happy! The whole process of applying for the loan and getting the money was really fast and handy. Sure, if I wasn't in such a rush, I might've said I'd use the loan to pay off credit card bills... That would've lowered my loan rate. Oh well... You live and you learn!

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(5.0)
From my experience with Sofi
by Paul W

From my experience with Sofi, I only dealt with personal loans. Their processes were simple and quick. They've been nice to me and their customer service is good. I look at other financial services too. Many offers seem better than Sofi's, but they usually aren't. Sofi is honest about rates and terms, always giving the best.

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(5.0)
I sought a personal loan without collateral
by Steve Doe

I sought a personal loan without collateral from my bank, only to receive a counteroffer at a 21.5% rate. Turning to Sofi, I was pleasantly surprised by the swift approval and direct deposit of funds within 48 hours. The entire process took around 3 business days, and Sofi's fixed interest rate outshone my bank's by 4%. The simplicity of the process left a positive impression, and I appreciate Sofi's efficient loan servicing.

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(1.0)
I recently encountered a distressing
by Ali Zei

I recently encountered a distressing situation with this company. I've been locked out of my account for the past four days due to technical issues. The frustration of being unable to access my account, coupled with concerns about security, has left me thoroughly dissatisfied. Despite attempts to seek assistance, no one from the company has returned my phone calls. This experience has been the worst, and I strongly advise against using their services.

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(5.0)
My experience was fantastic because
by Vanessa

My experience was fantastic because the website was straightforward to navigate. After completing the application and providing the required documents, XYZ Company processed my request rapidly and approved my loan within minutes. I was amazed. Thanks to them, I got a second opportunity to combine all my credit card debts into one easily manageable monthly payment. I can't think of any areas that need improvement, XYZ Company is top-notch in my opinion. They truly lightened my load. So, I extend my gratitude and genuine appreciation.

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(5.0)
The application process was straightforward.
by SM

The application process was straightforward. I was informed that my loan was funded today, but the funds haven't hit my account yet. Hoping to see them in my account tomorrow morning.

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(1.0)
My experience with SoFi was frustrating
by Colby

My experience with SoFi was frustrating. I inquired about a referral bonus, and SoFi assured me I didn't need a specific URL, only screenshots of the bonus page. I submitted these and received confirmation of eligibility. However, after refinancing almost $300K and accepting, SoFi reneged on the bonus, claiming I didn't use the correct link, despite their previous instructions and evidence. There was no recourse or appeal process, just apologies. Customer service was inconsistent with no continuity between calls, forcing me to repeat the situation every time. This experience has left me dissatisfied, and I wouldn't choose SoFi again.

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