Reviews Summary

PostLakeLending.com has a 3.9 - star rating from 14 reviews, indicating a low level of customer satisfaction!

5 stars
8 reviews
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1 review
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1 review
1 stars
2 reviews
Rating (1.0)

About company

Are you looking for a quick source of financing for emergency cases? Check out a detailed Postlakelending review to find out comprehensive information about the service and its peculiarities. In a nutshell, Postlakelending is an impressive alternative for customers who require a payday loan. Maximum simplicity, quality, and safety are the key aspects that make the service appreciated. The process of getting installment loans is easy, while the repayment options are flexible. 

Is Post lake lending legit? It is a native American-owned business that is located in the US. Customers who take a chance to deal with the service can get the necessary installment loans fast and without any risks or pitfalls. No matter if you need extra funds to cover the cost of the rent or if you have a medical emergency, there is always a chance to get $1500 if you are new to the service and up to $5000 if you have previously had experience dealing with the service. No origination fee and no prepayment penalty are the two most important aspects that attract a lot of customers and make them appreciate the service. Take your time to surf the website and read a review to get more information about the available solutions and their advantages. 

Range of Financial Services

Is Postlakelending a scam? Browsing the company’s website, you will find a lot of useful information about the available solutions, interest rates, and other critical details that may help you make the final choice. At this point, it is indispensable to mention that Postlakelending is a great way to get an installment loan for various purposes. 

  • Medical emergencies
  • Home repairs
  • Car repairs
  • The desire to avoid late fees
  • Bounced checks
  • Rent is due

These are the most common cases when customers apply for the Postlakelending options and cover their basic financial needs. 

Is Postlakelending real? Are there any risks and pitfalls clients should be aware of? Transparency, safety, and dependability are the priorities of the service that make it valued and appreciated among the customers. Take your time to contact the support representatives to get an online consultation about your case and the financial solution that may work best for you. Specify your requirements to get the best option. 

Application Process and Eligibility

Is Postlakelending reliable? If you have already read the basic information offered online and are ready to enjoy your first experience dealing with the service, check out the ordering page. The application process claims to be simple and fast, but make sure you get all the necessary data beforehand. How can the company determine your eligibility? Following a step-by-step guide to the successful ordering process, you will notice the way the service is aware of your financial situation and credit history. Once you are approved, the funds will be available the next business day. 

Online application, fast approval, and rapid funding are the specifications that make the service stand out. What information will you have to provide? 

  • Personal information, including the loan amount, social security number, name, date of birth, address, phone number, and email address. 
  • Income information about the military status, income type, payroll information, payroll frequency, net monthly income, last paycheck date, next pay date, job, and employer. 
  • Bank information. Account type, bank phone, bank name, 9-digit ABA number, and account number. 

Once the company gets the information, it will not be complicated to get comprehensive information about your financial status and ability to repay the loan. 

Interest Rates and Fees

When it comes to installment loans, it is indispensable to understand all the peculiarities of the provided services, paying due attention to the interest rates, fees, penalties, and other aspects that can influence your choice. According to numerous Post lake lending reviews available online, it is possible to assume that the installment loans at the service are quite expensive unless they are paid off early. Thus, it is a perfect solution for short-term needs. 

How much can you get at Postlakelending? The minimum loan amount is $200, while the maximum depends on the customer’s experience. New clients can get up to $1500, while the return ones can get as much as $5000. 

At this point, it is indispensable to mention that a loan agreement is an important document you will have to read and sign in order to enjoy a beneficial and stress-free experience. The accurate and comprehensive interest rate, combined with fee transparency, makes the loan agreement a beneficial option. Browse the website to get examples of loan repayment with detailed information about interest rates and other critical elements. To minimize the final cost of the loan, make maximum effort to pay the loan back early. Keep in mind that the company does not have a prepayment penalty. 

Loan Repayment Terms

Getting a loan is a quick and easy process, but its repayment will take time and effort. To thrive with the undertaking and take maximum advantage of the experience using Postlakelending, you need to be aware of every single detail that can influence the process and its specifications. 

Early repayment penalties, extra fees, and other elements should be taken into account for proper repayment plan creation. Keep in mind that no prepayment penalty and zero fees are the key features of the service mentioned on the main page. It means that customers have a chance to use the money they get for a very short time and pay the loan back as soon as such an opportunity appears. 

In general, the first payment is due on the following income date. If it happens to be a holiday or a weekend, the payment will be due the business day prior to or following the due date. All these details should be specified in the loan agreement so that you avoid any vague moments and inaccuracies. 

Customer Support and Financial Counseling

When it comes to the experience of getting an installment loan, there is no way you can succeed without help, especially if you relish the experience for the first time. Analayzing the company’s website, you will surely have a lot of questions to ask. At this point, you should start with the FAQ section, which can clarify a lot of important aspects. General information about the available services, interest rates, repayment solutions, and other elements can be detected online. Do you fail to find the answer to the necessary question? Take a chance to talk to ‌support representatives to discuss service-related concerns. The team is available from 7 am up to 8 pm Monday through Sunday. 

If you want to leave Postlakelending complaints, use the phone or email. The team of experts makes the maximum effort to provide you with a chance to enjoy a hassle-free experience getting the necessary funds. 

Security Measures and Privacy Policy

Is Postlakelending safe? Transparency of the available solutions, safety of the experience, and availability of customer support are a few of the most important factors that influence the relevance and dependability of the company. However, it is fundamental to mention that a comprehensive privacy policy is another critical aspect that should be taken into account. 

Dealing with the company, you can be sure your personal information is never passed to a third party unless it is needed for the loan-related process. The company collects, uses, and stores private information in compliance with all the regulations to prevent any downsides. At the same time, it is fundamental to mention that certain details need to be shared with other institutions to get banking-related information and other specifications for the successful and stress-free process of getting a loan. 

Customer reviews

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avatar
(3.0)
I found you all to be quite quick to reply

I found you all to be quite quick to reply, and you provided me with a loan (even though the repayment terms are a bit harsh) which I agreed to and signed for, thinking it was all settled... but then I received five more emails about signing the agreement, which only made me more anxious. So it seems like you all chose not to send me the funds, and now it feels like we don’t have a real agreement or anything. Have a good Friday, many blessngs.

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(5.0)
I was surprised how simple this was

I was surprised how simple this was & I still can't believe they made this loan happen for me. Their customer service reps are good at their job. They are quick & to the point, without missing any vital info. I got all the info I needed before I could have any questions .. great experience & truly changed the course of my day, from stressed to relief. In a matter of less than an hour, from start to finish. Thanks again y'all

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(1.0)
This place is the worst

This place is the worst when it comes to loans. They don't bother explaining their exorbitant finance fees, and they'll siphon money from your account every two weeks, far more than what you initially borrowed. The worst part is, you'll still owe a significant principal amount. I was hoping this loan would help me out of a tight spot, but it's only made my situation worse. My advice: steer clear of Postlake Lending!

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(5.0)
This is hands down the best

This is hands down the best quick loan to apply for. I submitted my application yesterday evening, and the money was in my bank today, just a day later. The process was straightforward. When I had trouble understanding the lease agreement, I called, and within 5 minutes of talking to a representative, everything became crystal clear.

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(4.0)
I'm rating this company with four stars

I'm rating this company with four stars instead of five. The reason for my rating is that while their customer service is good, there was an issue with one of my payments that they say didn't go through on their end, but my bank shows it cleared. I'm working on resolving it with them, and they've been patient. Keep it up!

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(4.0)
The phone rep was amazing and really

The phone rep was amazing and really helpful and patient in the process. She explained how the process of building a relationship works and made the process a good experience for me. I’ve been to other similar companies that are very different and I would recommend post lake to anyone that I know.

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(5.0)
Andrew handled everything very well and really

Andrew handled everything very well and really understood why I needed the loan. Let him know that the Honda guy Eric left a positive review and that you're fortunate to have him on your team. I might return after this loan because of the excellent service I got.

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(5.0)
This company was a great help

This company was a great help when I didn't think anyone else would be! They were quick and dependable when I was in a financial crisis! Thanks for your fast and friendly service to assist with my financial needs! I'm satisfied as a customer!

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(5.0)
They made everything clear to me.

They made everything clear to me. I understood exactly what I was signing up for and all options that were available to me to continue doing business worth them. I'll define using their service again for business expenses.

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(5.0)
The representatives

The representatives I talked to were really informed and explained all my questions in a clear way, ensuring I grasped how everything functions. It turned out to be a quite easy process!

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(5.0)
The staff was professional

The staff was professional and informative; they answered all my questions and provided everything as they stated to complete the process. Thank you for your service

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(2.0)
Agreement signed, loan approved yesterday by cutoff.

Agreement signed, loan approved yesterday by cutoff. Supposed to get funds same day. Now two days gone. All they say: should be in today. Same as yesterday.

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(1.0)
Until now, I haven't

Until now, I haven't received my refund. I got approval yesterday, and the refund came through after midnight. Thank you; it will be a great help for me.

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(5.0)
This company, although not perfect

This company, although not perfect, gave me an opportunity when others didn't. The process to gain experience was quick and easy.

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