Reviews Summary

UpStart.com has a 4.8 - star rating from 6 reviews, indicating a high level of customer satisfaction!

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Rating (1.0)

About company

Upstart, founded by ex-Googlers, employs a unique approach, looking beyond the FICO score to evaluate borrowers based on work and education history. If individuals aim to pay off credit cards, refinance existing debt, or make significant purchases, Upstart personal loans offer competitive rates. Prospective borrowers can easily check their rates within minutes, without impacting their credit score. This streamlined process ensures quick access to personalized loan options. With a focus on a borrower's holistic profile, Upstart strives to provide fair and tailored lending solutions.

Key Details:                                                                  

  • Location: The company is headquartered in San Carlos, California, United States.
  • Founders: UpStart.com was founded by Dave Girouard, Anna Counselman, Paul Gu.
  • Foundation Date: The company was established in the year 2012.

Customer reviews

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(4.0)
Upstart has proven to be an excellent financial solution for me

Upstart has proven to be an excellent financial solution for me. Despite economic uncertainties, I consistently secure favorable interest rates. This is my second loan application with them. While the process is generally seamless, the second application required proof of my college diploma, a step I found somewhat unusual. However, once past that, the approval came within a week, and the final steps were smooth. I appreciate Upstart's efficiency, transparent communication, and the absence of charges for early loan repayment. Overall, I would confidently recommend Upstart to anyone seeking financial assistance, especially considering the ease and transparency of their services.

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(5.0)
This is our second time working with Upstart, and the experience has been excellent

This is our second time working with Upstart, and the experience has been excellent. They simplify the process, explaining various options and terms clearly. Finalizing the loan is straightforward, and what sets them apart is the absence of charges for early payoff on our first loan. Upstart remains attentive, sending occasional emails, ensuring they're available for any emergencies or if we need a second loan. Their proactive communication and customer-centric approach contribute to a positive lending experience.

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(5.0)
I've had a loan with Upstart since 2021

I've had a loan with Upstart since 2021, and it's nearly paid off! It's great to clear my credit cards now, especially with a lower interest rate compared to the 25 to 30% on my cards. Their site is simple to use and clear about the terms. I suggest it if you get a better rate than what you’re paying now!

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(5.0)
Taking out a loan can be quite

Taking out a loan can be quite stressful, but with this company, the experience was straightforward. The application was simple and thorough, and it didn't take too much time to complete.

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(5.0)
Quick, simple, and convenient.

Quick, simple, and convenient. I've used Upstart before, and settling early is straightforward. This will be another swift payoff. It's fantastic.

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(5.0)
This loan approval site is so simple to use!

This loan approval site is so simple to use! Took only 10 mins. Rates are a bit high but it's very user-friendly.

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