Reviews Summary

CreditFresh.com has a 2.8 - star rating from 6 reviews, indicating a low level of customer satisfaction!

5 stars
2 Reviews
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2 Reviews
Rating (1.0)

About company

CreditFresh offers a flexible Line of Credit, providing individuals with a convenient way to access credit when necessary. Their online platform simplifies the process, allowing users to submit requests securely. Upon approval, borrowers can access funds from their available credit as soon as the same business day. The product is straightforward, with a single charge per billing cycle based on the outstanding principal amount. CreditFresh collaborates with Bank Lending Partners to originate credit requests, ensuring a reliable and efficient borrowing experience for its customers.

Key Details:

  • Location: The company is headquartered in Newark, DE, United States.
  • Founders: CreditFresh.com was founded by Noah Buchman.
  • Foundation Date: The company was established in the year 2019.

Customer reviews

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(5.0)
The website is easy to navigate.
by Anonymous

The website is easy to navigate. I just wish the pending payment would also show or I'm just overlooking it. Credit fresh has been great for me. I just am trying to get it paid down because of the fee it cost. But as a bad credit risk my credit scores up to 670 so it's helped to increase that as well as the other things that I have added it. Thank you.

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(2.0)
The company didn't approve my online
by Brenda

The company didn't approve my online account with Metabank even though I gave them my account and routing numbers. They mentioned that they aren't compatible with my bank. This worries me, and I'm concerned about the security of my private information. I've talked to a supervisor, but it hasn't solved the issue.

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(5.0)
Two years back, I came across Credit
by Rodger

Two years back, I came across Credit fresh, and I must say, they've been a lifesaver for me. Having a line of credit readily available has been incredibly helpful. It's like having a safety net you can count on whenever you need it, without going through the hassle of applying for funds elsewhere. I appreciate having this resource available promptly when I need it.

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(1.0)
DO NOT GET A LOAN HERE
by Nathan

Avoid getting a loan from this place at all costs! I took out a $1,900 loan, and my payments are $150 every other week. Shockingly, only $20 of that $150 goes toward the principal amount. The rest, a whopping $130, is gobbled up by fees. I'm never, ever getting another loan from these incredibly greedy folks!

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(3.0)
I filled out an application
by Ken M

I filled out an application online and was prequalified for a certain amount. After verification of my income, the amount I was approved for was less than what I was prequalified for. No problem, anything helps. The issue was the representative I spoke with named Brian. Immediately at the beginning of the phone call his tonality was giving “I hate my job”. After verifying my income information with a bank representative, I politely attempted to explain to Brian that I had my paystubs directly in front of me and that there seemed to be a discrepancy between what I see and what the bank representative said. Instead of hearing me out (I wasn’t rude at all), he rudely interjected and said “ I just talked to the lady ma’am”. The issue wasn’t what he said but how he said it. Brian was very rude and condescending; he was less than enthusiastic the entire phone call and I couldn’t bear another minute on the phone with him. After letting him know that I did not appreciate how he spoke to me, I hung up the call. I’m also thinking about not taking the loan. He left a really bad taste in my mouth about the whole thing. The only reason I’m giving this review 3 stars is because the application was fairly easy, I spoke to another representative who was very pleasant, and they were willing to give me a line of credit.

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(1.0)
This company is a total rip-off
by Mary F

This company is a total rip-off. I've been forking out 400 bucks a month, but my debt seems like it's here to stay. They're preying on folks who work hard to make ends meet. Steer clear of these kinds of companies.

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FAQ

  1. Is CreditFresh com legit?

    CreditFresh offers a relatively straightforward line of credit backed by a bank. However, users should be aware that, like many short-term lending options, it comes with high fees and limited information on its website. For a comprehensive review, users are encouraged to read more.

  2. What kind of loan is CreditFresh?

    CreditFresh offers personal loans in the form of a line of credit. If an individual is in need of financial assistance for unexpected expenses, they can request an online loan through CreditFresh. If the request is approved, they can access a credit limit ranging from $500 to $5,000.

  3. How long does it take to get money from CreditFresh?

    Upon approval, if a draw is requested before 3:30 pm ET on a business day, the funds are typically deposited into the applicant's bank account on the same business day. In cases where the draw is requested after this time or on a weekend or holiday, the funds will be deposited on the next business day.

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