Reviews Summary

IdeaFinancial.com has a 4.0 - star rating from 6 reviews, indicating a high level of customer satisfaction!

5 stars
3 Reviews
4 stars
2 Reviews
3 stars
0 Reviews
2 stars
0 Reviews
1 stars
1 review
Rating (1.0)

About company

Idea Financial, an online lender, specializes in serving small-to-medium-sized businesses through its flagship Line of Credit Products. Proudly partnered with Idea Bank, a prominent European institution, they collectively extend Idea Financial's reach to better serve small businesses in the U.S. Leveraging financing expertise, cutting-edge technology, and a commitment to superior customer service, Idea Financial is dedicated to developing financial products that empower small businesses, providing them control over their finances. The primary goal and motivation of the company are centered on helping customers turn their business ideas into reality, fostering growth and success.

Key Details:                                                                  

  • Location: The company is headquartered in Miami, Florida, United States.
  • Founders: IdeaFinancial.com was founded by Justin Leto, Larry Bassuk.
  • Foundation Date: The company was established in the year 2017.

Customer reviews

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(5.0)
Idea Financial is awesome for
by Anonymous

Idea Financial is awesome for small to medium businesses. Their communication is clear and Milo Juste is great. Their dashboard is super easy to use. Applying is easy and I got funded fast. They offer flexible options and helped my business grow. I recommend Idea Financial to any business owner.

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(5.0)
Their customer service was real helpful!
by Candace

Their customer service was real helpful! And the whole process was fast and got me some cash that works for my business.

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(4.0)
Our business setup is complex
by Anonymous

Our business setup is complex. Getting the loan was more involved and took longer than we wanted. The Idea Financial team kept track of everything and guided us through it. We gave it 4 stars instead of 5 because it took extra time and steps. After we got through it all, we got the funding in just a few days.

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(1.0)
We, a transportation contractor for the
by Daniel

We, a transportation contractor for the State Medicaid program, relied on Idea Financial for emergency funds. Facing a critical software glitch delaying our Medicaid payment, we sought $40,000 from our $129,000 credit line. Despite a flawless payment history over 5 years, Idea Financial rejected our draw request, leading to our temporary closure during Thanksgiving. The refusal, despite our ability to repay in 4 days, resulted in significant financial losses and damaged our reputation. Disappointed, we've decided to expedite ending our relationship with Idea Financial, emphasizing the need for reliable partners in times of crisis.

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(4.0)
The financing process proved to be
by Chris

The financing process proved to be swift and straightforward. However, a notable drawback emerged as the interest rate substantially surpassed the initially advertised rate. It left me perplexed as our outstanding D&B and Credit Scores were seemingly overlooked, warranting more attention in their marketing materials.

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(5.0)
The transparency and professionalism throughout the process
by Steam Team Auto Spa

An awesome experience from the start, involving three different individuals – the initial caller, the broker, and the lender. They provided upfront information, demonstrated patience in addressing all queries, and ensured a clear understanding of the contract terms before signing. I appreciate the transparency and professionalism throughout the process, making the overall experience highly satisfactory.

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