45cash.com Reviews - 30

Well for starters on their advertisement it says

Well for starters on their advertisement it says they assist individuals with all credit types well thats not true. Companies always say they can help and you provide all your details just to be rejected. People need to create businesses that truly aid those who are in need.

Be careful before you sign any agreement!

Be careful before you sign any agreement! I got approved for 1200 but the terms had me paying back at a 500% interest rate and 600 a month for almost a year! Thank goodness I didn't sign! This kind of interest rate is just wrong! I've never seen anything like this before!

I gave the site a shot and it just led me through

I gave the site a shot and it just led me through a maze of other sites. Not really a reliable source, and nothing got fixed for me. I won’t be using them agan.

It doesnt seem like a real site.

It doesnt seem like a real site. I tryed to get a loan, but they said no. Feels like they just wanted my info and then quickly said they cant help. Just a warning for everyone – watch out who you give ur details to, cuz some sites only care about that.

They ask for your permission several times to contact you through their partners.

They ask for your permission several times to contact you through their partners. They take your personal information, and at first, I thought this might be necessary to help them make a decision. Then they ask for your routing and account numbers, and there's another box to agree to receive calls and texts. Plus, you have to agree to more terms hidden under a hyperlink, so you're not fully aware of what you're agreeing to. There's even a box asking if you're a real person. They want your account details, which seems unnecessary unless they actually tell you why. From what I've read, this is only the start of a long process. No thanks.

Beware of this company! I applied for

Beware of this company! I applied for a loan three days ago, enticed by their ads. However, there's been zero response in four days, revealing false advertising. Regrettably, I shared all my information with them, prompting concerns of possible fraud. Now, I have to notify my bank and close my account. These deceptive practices in their ads are alarming, and it's essential to be cautious about such offers on various platforms. Stay vigilant against potential scams like this one!

Well, I've got to say, my experience with

Well, I've got to say, my experience with this company was a hard pass. The lenders they link you to are nothing short of predatory loan sharks. Taking out $1,500 could end up costing you a jaw-dropping $6,800, with an eye-watering interest rate of over 400%. And don't get me started on the incessant spam calls that hit you even before you've officially given them the green light. Unless you're in a financial emergency, steer clear of this company like the plague.

I listened to their ad on the radio where

I listened to their ad on the radio where they claimed they assist every kind of credit. This is not correct. They link you to many lenders who ask for all your details, then redirect you to another page where they want even more information. After all that, you just hear "sorry, we can't assist you." It’s all just a load of nonsense. They don't really help with all credit types; it’s just a full scam.

Misleading advertising and redirection tactics

Displeased with the experience after a commercial claimed acceptance regardless of credit type, provided bank account, and check stubs. Instead of fulfilling the promise, encountered continuous redirections to various credit card companies, sparking suspicions of a potential scam aiming to gather personal information. Cautioning others to be wary of the misleading advertising and redirection tactics.

The Leanders this site links you with

The Leanders this site links you with are really bad loan services. For a $1,500 loan, you might pay back about $6,800, which is more than 400% int. As soon as you submit your details, the lenders will start calling you, even before you click any links to let them call. Unless you're in a serious cash emergency, avoid this company at all costs.

I would not recomend this site.

I would not recomend this site. After creating an account, I started receiving endless messages and emails from the company. Thankfully, I used a fake email address, so I just deleted the account when I realized it was not what I expected.

I'm happy I checked the reviews

I'm happy I checked the reviews; I will not bother applying. The BBB should close this company for good.

This company offers payday loans

This company offers payday loans with crazy high interest rates! Many places have banned them! You'll end up broke. It’s better to find a different option; you’re just wasting your time! Simple as that?!

It was easy to submit a loan

It was easy to submit a loan request and get a loan offer within minutes. I didn't like the terms but there was no obligation to take the loan once approved. Thanks!

I got loan offers rite away

I got loan offers rite away without a lot of hassle and I truly appreciate the speedy service. I would recommend to someone else if they needed the help.

Really kind and knew a lot.

Really kind and knew a lot. Spent time hearing what we wanted to do with our dept, and gave simple advice that made things easyer to understand.

I asked for 3000 dollars but got only 1000

I asked for 3000 dollars but got only 1000, with an interest rate of 699% APR. This kind of APR is not fair at all.

Very happy with the fast aproval

Very happy with the fast aproval and the requested loan sum put in my account the next day. Strongly suggested

I managed to get some cash, so it does work.

I managed to get some cash, so it does work. It’s not the simplest process or the exact amount I wanted, but in the end they secured a loan for me.

I managed to get cash, so it works.

I managed to get cash, so it works. It’s not the easiest system or the exact amount I wanted, but in the end, they secured a loan for me.

Really fast service. It’s pretty expensive though.

Really fast service. It’s pretty expensive though. Got my money the very next day without any issues. Everything went smoothly.

Some phone numbers on the loan

Some phone numbers on the loan sites didn't work. But the site gives you many options, so I gave it 4 stars.

45cash.com is a company that offers

45cash.com is a company that offers a quick and easy application process. I applied, but due to my not-so-great credit, I didn't get approved for a loan. Still, I might consider using their service again in the future, especially for unexpected emergencies when I don't have other options.

We got approved for \$2700.

We got approved for \$2700. But when I asked about the payments, she told me it would be \$247 a week. Then, I asked about the interest rate and she said there's no interest, just \$9 a week until the loan is paid off. She also said the loan was for 40 weeks. But if you do the math, \$247 × 14 equals over \$9900 plus that extra \$9 a week. This is a scam aimed at people in need. 45cash tries to blame their lenders and compares it to credit card interest rates compounding, which is just another trick! In the end, I would say stay away from this company... just one person's view.

I got pre-approved for a loan of $1200.00.

I got pre-approved for a loan of \$1200.00. Then I took some time to decide. When I put in my bank and routing info, it was typed wrong in their system. When I tried to sign the papers, the numbers were incorrect. I called the number, but it was too late. The application already went through. So I had to cancel the application. Tried to send it again. The system didn’t let me update the routing and bank details. But I still got approved by cash1.

Be careful before signing any contract!

Be careful before signing any contract! I got approved for 1200, but the terms made me pay back with a 500.% interest rate and 600 dollars each month for about a year.

I used the site and ended up jumping through

I used the site and ended up jumping through a lot of other pages, not really usefull for what I needed, didn’t fix anything for me, probly won’t go back to it.

I used the site recently and got rejected.

I used the site recently and got rejected. It’s just a place to share your info with many spam sites and end up getting a lot of annoying emails and texts.

I gave the site a shot and it led me through

I gave the site a shot and it led me through a bunch of other sites, not a reliable place at all. Nothing got fixed for me, won’t be using them anymore.

This company is really bad

This company is really bad, they don’t support you in any way, they just spread your info everywhere. Don’t waste your time here.