Credit Ninja Reviews - 51

Scammers! They slap on the entire CAB

Scammers! They slap on the entire CAB fees when settling the loan. I borrowed $1000, and a mere 5 days later, I'm forced to cough up a staggering $2300 for closure. A total rip-off. Steer clear. Opt for any other company that scales down the CAB fee for early repayments.

Credit Ninja is not a good choice.

Credit Ninja is not a good choice. They will give out all your private information, even your bank details, to other companies they work with. This means you'll receive lots of messages and calls from other lenders and credit firms. Avoid Credit Ninja at all costs!

I had seen offers from Credit Ninja before

I had seen offers from Credit Ninja before, but I wasn’t interested at the time. Sometimes, things change, and I found myself needing help. Initially, I had some doubts about applying, mostly because of the name. But in the end, I decided to give it a go. The application process asks quite a few personal and financial questions. It’s clear they want to ensure safety for both the customer and the company. I appreciate the support they’ve given me.

I'm working on my credit and starting my second book.

I'm working on my credit and starting my second book. It's great to find a company that allows those with average credit scores to get a loan and begin anew. The process was smooth and not hard at all. I’m happy to suggest this company to others. Having recently lost my husband of 55 years, I’m now beginning again at 71, and your company is supporting my dreams. Thanks again.

The process was smooth

The process was smooth, and I never felt like just another customer. I completed the application, received a response, reviewed the privacy papers, terms, and repayment options, then signed the documents. By the end of the day, the funds were already in my account. Everything was clear and easy to understand. I would suggest using their services. Thanks to the team!

Adeen gets that a bit of understanding makes

Adeen gets that a bit of understanding makes a big difference. After a problematic live chat and an agent on the phone who didn’t really grasp my issues or how let down I felt, she got it right! She truly saw my point of view and recognized how upset I was. Now, I’m satisfied again just because she was quick to listen, understand, and reflect why I felt let down.

Consider carefully before opting for this service.

While the pre-approval without a credit inquiry is beneficial for those with lower credit scores, the cons are significant. The high interest rates, coupled with the potential financial strain if repayment isn't made within 30 days, make this option less favorable for long-term financial health. Consider carefully before opting for this service.

Fast and efficient with the application

Fast and efficient with the application, completed in under five minutes without needing to navigate through complicated procedures. While the financing could be a bit steep, it is spread out over a lengthy term. Simply increase your payments, and it’ll be settled quickly, just like any standard loan. Would surely suggest it.

Credit Ninja offered a simple way to obtain a fast web loan.

Credit Ninja offered a simple way to obtain a fast web loan. The site was user-friendly, and I got approval within minutes. Being a returning customer, my verification was smooth. My funds arrived in my bank account in just hours on the same day I applied. I do hope the fees could be a bit less.

I appreciated the swift assistance

I appreciated the swift assistance in managing my credit and financial situation through a promptly deposited loan within a day. The credit check process was straightforward, requiring only a brief call to customer service for bank verification. The experience was efficient and straightforward.

This place helped me when others wouldnt.

This place helped me when others wouldnt. They understood my situation and let me try again with credit. The online process was easy and quick. They said I’d have the cash in my bank within a day or 2. Thank you Credit Ninja. May God keep blessing you for believeing in me.

This is my second loan with Credit Ninja.

This is my second loan with Credit Ninja. They gave me a bigger loan limit because I repaid my last loan as agreed. The simple application process and quick funding are really useful when you need money. Their customer service is also quite supportive when you need it.

When I called to switch my pay schedule from

When I called to switch my pay schedule from weekly to bi-weekly, I got quick help from Aideen. She also emailed me the details of my next payments and the total amount I still owe. This was really useful for me to organize my budget according to my upcoming pay dates.

The application process proved straightforward

The application process proved straightforward with an instant decision. The loan caters to those with bad credit, albeit with a slightly elevated interest rate. Caution is advised to ensure payment feasibility. Overall, it's a reliable option for those in need.

The process was quick and smooth, I honestly

The process was quick and smooth, I honestly didn’t think I’d get approved, but they ended up approving me, and now I’m just waiting for the funds. I would recommend them to anyone who doubts getting approved—they may just surprise you! Highly reccommended!

The steps were easy to follow.

The steps were easy to follow. I wanted a bigger sum like I asked, but atleast it wasn’t less than what I got. Since I had just started working, it was a bit confuzing at first to figure out my total pay—but I still got the okay on the same day.

I went on the web to get an Installment Loan

I went on the web to get an Installment Loan, and I got approved for the Loan, which was Deposited into my Account the following business day. CreditNinja made it really simple, and fast to get my Loan, and I was very pleased with the Resuts...

The service I received was great!

The service I received was great! The person who helped me was friendly and patient. They listened to my problem and quickly sorted it out without any hassle. I would recommend CreditNinja to others looking for a loan.

It was simple to apply and get approved.

It was simple to apply and get approved. The only thing I don't like is the ripping off of people with the high finance charges, which I understand is due to my credit score. The loan arrived when I really needed it.

What a lifesaver. Thank you, Credit

What a lifesaver. Thank you, Credit Ninja. I was managing okay, but this Monday, I realized I mistakenly doubled some credit card payments and fell short for rent. Your loan came to my rescue. THANK YOU SO MUCH!!!

Creditninja is really good

Creditninja is really good at what they do. They're very professional and they make getting loans easy. I've borrowed from them multiple times and it's always been smooth sailing. I'm grateful for their service.

The customer service team did a great job

The customer service team did a great job at assisting me with the refinance of my existing loan. I encountered a problem with fraud alerts on my credit report, and they managed it well.

They're awesome!!

They're awesome!! When I need a loan, they deliver fast and easy. Make sure you read before signing the forms so that you know exactly how everything will be and you should be good.

Nice experience, simple and no trouble.

Nice experience, simple and no trouble. I have used With u Loans 5x, they don’t offer any help on lowering interest rates. This company is good if you need quick loand.

A vállalattal nagyon könnyű együtt dolgozni

A vállalattal nagyon könnyű együtt dolgozni, és az ügyfélszolgálat mindig nagyon kedves és udvarias volt, ellentétben néhány más hitelcéggel, amelyeket használtam.

Credit Ninja helped quick with a simple application.

Credit Ninja helped quick with a simple application. Got money in my bank the next day. Very recommendable when you need cash fast. Thank you, Credit Ninja

The process is easy and the monthly payment options are nice.

The process is easy and the monthly payment options are nice. If you want quick help with fair conditions, I suggest CreditNinja. I like how simple it all is.

The ease of use and help from support is great

The ease of use and help from support is great nice people and very good at what they do I told a few coworkers about it already thank you for youre time

Ez egy könnyű és barátságos élmény volt.

Ez egy könnyű és barátságos élmény volt. A pénzek 24 órán belül elérhetők voltak. Nagyszerű cég, amellyel foglalkozni. Teljesen szuper!

When I needed a short term loan, CreditNinja

When I needed a short term loan, CreditNinja helped me when nobody else would and I’m very thankful to them. Keep up the good work.