Credit9.com Reviews - 19

I started with Americor, and payments were done on time.

I started with Americor, and payments were done on time. Americor was helpful, only had a few small issues, but nothing that couldn't be fixed. I couldn't afford to make extra payments, so I just did the minimum. After 2 years, I finished the program. Then I switched to credit nine to complete my deal and add some more debt to the program. Managed to pay off around $20,000. Sometimes, the settlements were more than half. I was happy with their service. They were very professional, and if I ever need them again, I would use them. I never had any problems with either company, and I would rate them both five stars.

Cortney was realy easy to work

Cortney was realy easy to work with and really exxpedited the process! Everything was smooth and straighforward. I appreciated her feedback and taking the time to answer all of my questions. I am finally able to breathe while getting my debt paid off and I couldn't be happier with my experience!

Courtney was great to work with and made

Courtney was great to work with and made everything go quickly! The whole process was simple and clear. I really liked her input and how she answered all of my questions. I'm so relieved now that my debt is being taken care of, and I am very happy with how things went!

Credit9 assisted me in obtaining a loan

Credit9 assisted me in obtaining a loan to combine my debts, offering small monthly payments that improved my financial state and budget. The representative Gabriel was supportive and thoughtful, consistently keeping in touch by email and calls.

Courtney was great to work

Courtney was great to work with and really sped up the process! Everything was simple and clear. I liked her advice and how she answered all my questions. Now I can relax while paying off my debt and I am really happy with how things went!

My reps, includin' Jennifer Shin, Courtney

My reps, includin' Jennifer Shin, Courtney Kendall kept me informed about the complete progress of the loan. They answered every question I had and got back to me very fast. This was a smooth process. Great communications.

The team was friendly and provided

The team was friendly and provided clear explanations, addressing all my inquiries. Entrusting my debt solutions to them has instilled confidence in me, and I depart with a sense of reassurance.

a real winner

This program was a real winner. Having awesome guides like Malcolm and Javontae to walk you through it? That's the ticket. Sounds like they were on point throughout the whole shebang.

What I do like is the comunication between Americor,

What I do like is the comunication between Americor, Credit9, and myself. It's nice knowing that my debt reduction and credit are being fixed by people I've come to trust.

This company and their staff are

This company and their staff are absolutly amazin'. Thank you for all the work you've done for me and help you've helped me with. I feel so blessd.

The process was made easy.

The process was made easy. Javontae Young was very helpful in the process. It was just an overall nice experience.

Credit9, in collaboration with Americor

Credit9, in collaboration with Americor, helped me consolidate debts from over 5 creditors. The interest rates on those debts were sky-high, making my monthly payments barely dent the principal. Credit9/Americor negotiated with most of my creditors successfully, enabling me to pay them off. I opted for a loan from Credit9 to settle these debts, and it has definitely eased my burden. Though I didn't rate them a perfect 5 because of the high interest rate on my loan, I'm satisfied overall. I'd consider working with them again if needed, but hopefully, it won't be necessary. :-)

I dealt with Credit9, alongside Americor

I dealt with Credit9, alongside Americor, to combine 5 creditors. My interest rates were sky-high, and I was only paying off the interest each month. Credit9/Americor managed to negotiate with most of my creditors, and we paid them off. I borrowed from Credit9 to cover these payments, and it's so worthwhile. I can breathe again!! I didn't give a 5 because of the high interest rate on my loan only. I'd work with them again, but I hope it's not needed. :-)

Getting started might've

Getting started might've been a bit confusing, but I've got to hand it to them for reaching out and looking out for your financial well-being. Trying to help you get out of debt is a big deal. That said, a tad more phone contact for those burning questions would've been nice. It's all about that extra support!

They helped us out of a tough spot

They helped us out of a tough spot and assisted us in getting back on our feet. Took a while but overall very helpful service.

Began decently.

Began decently. Managed to negotiate down a few account balances, which was positive. However, there was a significant gap between the negotiated amounts and the claimed owed sum. Opted for another company instead.

I had a pretty smooth

I had a pretty smooth experience with this company. The customer service team was super helpful and really went above and beyond to fix my problem. I didn’t expect it to be sorted out so quickly. They genuinely seem to care about their customers, which is rare these days. I think it's safe to say I'll be telling my friends and family to give them a try. It’s refreshing to deal with folks who actually know what they're doing and care enough to make things right.

Their practices seem predatory

I got a loan with Credit9 back in December 2023 and made all my payments on time until August 2024 when some unexpected issues came up. I reached out to them and got put on a payment plan. Then in December 2024, one payment didn’t go through because of a glitch at my credit union; everything was fine within hours but still, the payment didn’t clear. I got hit with fees but managed to pay in January 2025, though it was late. My balance was around $688, but on February 2nd, 2025, I got a statement showing I owed $1288! When I called, they said it’s because I missed two payments, adding $600 to my balance. But my monthly payment is $235, so I don't get where the $600 came from. It feels unfair and shady. I'm not going to recommend Credit9 to anyone; their practices seem predatory.

You won't believe the mess

You won't believe the mess I've been dealing with! So, I tried to contact the president of Americor after being told by their customer service. No response whatsoever. Later, I found out through some contacts that Credit9 isn’t even associated with Americor. Why send me on a wild goose chase if they knew it wasn’t the right place? Yesterday, Credit9’s collection agent said my balance would've been $683 if I hadn’t missed two payments. But the truth is, it should’ve been around $170-180 because this month was supposed to be my last payment. Now, it's a whopping $1283! They can have their blood money, but I'm done with these shady practices. To anyone reading this, look elsewhere for help. Don’t get ripped off by these companies.