TransformCredit.com Reviews - 54

I’m really grateful to Transform Credit.

I’m really grateful to Transform Credit. I’ve been in a hard spot after my divorce, and my ex wife totally messed up my credit to the point I couldn’t even get a prepaid card lol. They supported me through this hard time, showed me the agreement, and all I needed was to find someone to co-sign for me. My cousin agreed, and in just 2 days, the money was sent to his account without any issue. I appreciate all the help from this team. Whenever I called, they were kind and told me not to worry, that everything would be fine. Thank you, Transform Credit!

I’m really glad I found this lender when my wife and I were

I’m really glad I found this lender when my wife and I were in a tough spot and needed cash fast. I got approved for more than we first asked for, and the extra money helped us cover a few extra bills. The whole process was quick, they are careful, and have good security to confirm your identity, which made us feel safe. I’ve had bad experiences with other lenders before, but this one is definitely different. They also have flexible terms and try to work with your budget so monthly payments fit. I’d suggest them if you need help!

My experience with this company was great because

My experience with this company was great because they explained every part of the loan so I fully understood it. They took their time to break everything down, which made me feel more comfortable. I also liked how they ensure all your information is safe and secure. It's clear this company truly cares about your best interests, and helping me through a difficult time means a lot. I am very thankful for their support.

I’m so glad I found TransformCredit.

I’m so glad I found TransformCredit. All the other loan options outside of Snap Finance and Easy Pay were offering me just $1000 or less, but I needed at least $5000. Even though I needed a cosigner, I was surprised to see I was approved for the full amount. The payment plans are also very easy to handle, which made it simple to move forward with my application. I’m really grateful for the support I recieved.

I get that a co-signer is necessary

I get that a co-signer is necessary, but why do they need to put my loan in his account? That’s the one thing I don’t quite get. Besides that, I am quite happy with the whole process. We talked to various people and they were really friendly. I also liked that they texted me, emailed, and called. Most places wouldn't do that. All in all, I give you guys two thumbs up 👍🏼 I am very please with the outcome!

The process was smooth.

The process was smooth. I got my money the following morning. My co-signer had some trouble with the video call part (she uses an android phone). We reached out to them, and the customer service agents patiently guided her through each step. She mentioned they were very kind and didn’t make her feel bad for not knowing how to continue. They also responded fast when we called.

The company offers a valuable range

The company offers a valuable range of options, allowing customers to select amounts between 1k-10k. Their approach is considerate and well-organized, demonstrating respect and trust irrespective of credit history. This instills a sense of happiness and responsibility, motivating clients to adhere to the company's rules and fulfill their obligations.

This has been the quickest and best service I've ever gotten.

This has been the quickest and best service I've ever gotten. Although I needed to add a cosigner because of my credit history, the process went really well. The team was very responsive and professional. I appreciate how they arranged monthly payment plans, not biweekly, and kept them affordable. Thanks a lot. Thank yiu for the chance and the trust.

You guys really seemed to care about my concerns

You guys really seemed to care about my concerns, especially with all the scams out there. But you also made it simple and affordable for me to work on fixing my credit and still be able to manage my finances for a better place to live, a safer neighborhood, and keep some savings. Plus, I don't have to worry about a huge monthly payment.

My experience with the company

My experience with the company has been quite good. They respond quickly, communicate well, and their emails are informative and helpful. I was a bit worried about the deposit, fearing I might have been scammed, but it all worked out just as the representative explained, and transferring the deposit was simple. Thank you.

The loan journey was surprisingly

The loan journey was surprisingly smooth, from application to cosigner involvement and approval. Despite my less-than-ideal credit, my income and repayment capability were recognized. The inclusion of a cosigner was necessary, but once their part was done, a confirming email promptly arrived, securing the loan.

The funds came quickly, and I could

The funds came quickly, and I could understand the terms without any problems. The monthly payments were simple. Once I finish my loan, I might help someone else by cosigning for them. Plus, they have an app that lets you track your loan balance and see it decrease as you pay it off, which is quite nice.

When I was in need of a large sum of money quickly

When I was in need of a large sum of money quickly, I found myself in a tight spot. After looking into different options, I came across this company. The whole process went fairly smoothly, and the interest rates were reasonable. The customer service was fast and helpful, making everything easier.

I was in a pinch and needed some

I was in a pinch and needed some financial relief. Transform Credit was extremely caring and informative on what my options were and gave me nothing but confidence that I could get through my trial. With the loan I was able to take a breath and move forward in my life. Thanks Transform Credit.

Had a positive experience with

Had a positive experience with Transform Credit. Once I secured a cosigner, the process became straightforward, and the funds were delivered within a few days. Appreciate Transform Credit for providing the needed financial assistance, and a special thanks to my cosigner for their support.

From Ben to Karla, everyone was very kind and ready to help.

From Ben to Karla, everyone was very kind and ready to help. Although we faced some small issues with the connection, they kept supporting me without fail. They made sure to explain every part of the loan clearly. If you are searching for a loan, I would suggest giving them a try.

When nobody wanted to give me a loan

When nobody wanted to give me a loan and help me out during these tough times for me, Transform Credit came through and I couldn’t be more thankful. They’re the best and I couldn’t imagine where I would be without them. I highly reccomend using them if you need the help.

The team was so helpful!!

The team was so helpful!! If we didn’t understand something, you kindly went over it again with patience. I value how friendly everyone was. Not once did I feel like just another task. I’m grateful to everyone I interacted with. Your group at Transfromcredit is amazing!

Smooth and simple.

Smooth and simple. I was looking for a small loan to assist with some wedding costs, and Transform Credit offered a good loan sum with affordable monthly payments. The interest rates were fair, without those high fees and big final payments. Glad I found them!

The staff are friendly and easy to deal with

The staff are friendly and easy to deal with, ensuring both you and your cosigner understand all the details before loan approval. Most of the paperwork and procedures are handled through texts and emails, with final calls to discuss everything in person.

The customer service was good

The customer service was good, and they talked to you like real people, not machines. Had fun chatting with the team, and they answered all my questions. Anyone who gave a bad review probably doesn’t get how loans function or isn't paying attention.

After deciding, I reached out;

After deciding, I reached out; they were extremely helpful, and I got the max funding! Timing of approval was perfect, just as promised, 24-hour funding. Ignore online scam claims, they approved me when others didn't. Trust yourself and go for it!

Initially, I felt let down by the

Initially, I felt let down by the requirement for a co-signer as I lacked perfect credit. Despite this setback, securing the loan with a co-signature enabled me to achieve my objectives. Grateful for the assistance provided.

Everybody was super friendly and supportive.

Everybody was super friendly and supportive. Getting approved meant a lot to me. The steps are easy to follow, and the app makes it easier to keep track of my payments. Will for sure return once I’m done paying off my lone.

This was the most simple and fast loan request

This was the most simple and fast loan request I have ever had. It supports us in an already hard moment that made us look for a loan fast, private and with care. Thank you for guiding us in a very dificult time.

The whole process was pretty simple

The whole process was pretty simple, Molly was AMAEZING!! Wen she called to help finalize my loan she was incredibly helpful, pleasant to speak with and answered my questions with ease! Give that girl a raise!!

The process was quite smooth, though

The process was quite smooth, though a cosigner was needed. The team was nice, and the money hit my account in less than a day. Very supportive. I would recommend this company to anyone who could use a hand.

This company is really good for people

This company is really good for people needing help with money issues for a bit. It's easy, kinda quick, and handy. I'd suggest it to friends and family wanting to borrow money and improve credit too.

Transform Credit was really good during the whole process.

Transform Credit was really good during the whole process. It took a bit of time for the loan to come through. They take extra steps to avoid fraud, so the wait is worth it. I highly recomend them!

When I couldn't get a loan

When I couldn't get a loan due to no recent history, I was approved and all I asked for was a chance. Now this helps me greatly, very pleased and everyone I talked to was helpful.